One of my friends, who is 24 years old like me, saw a financial adviser yesterday to go over all that boring crap like her 401 k and the status bank accounts. She emailed me this afterward"My goal was to own a condo by the time I am 30. I was informed that it would be virtually impossible unless I experience a drastic increase in income.
She said that I could aggressively save 10-12 more years and hope its enough to put a down payment on a condo in that market. She said that she did not want to discourage my dreams, even though they are not feasible. She paused and then suggested, 'or you can get married in the next 5 years and you would definitely have enough!'"
(In case you were wondering...yes she really writes like that in casual emails to friends. Love it.)
If I were Carrie Bradshaw (just saw SATC2 by the way...meh), my commentary would go something like this:
"We're taught as little girls that we don't need a man, and we can achieve our goals all by ourselves. But what happens when we really do need a man to achieve those goals? Was woman's lib...just one big fib?"
Well Carrie Bradshaw I am not...so I say:
What a fucking bitch!!! If my financial adviser told me that I would spit on her. then I would tell her that I am a lesbian and this state doesn't ALLOW me to get married and make her feel really awful. I mean seriously, is suggesting that a 24 year old woman get married within 5 years in order to afford a condo really considered best practices in financial advising?
I would respect this woman more if she had told my friend to fly to Columbia, smuggle a package home, cut it with some baking powder and head to 16th and Valencia to sell that shit. Or whatever the fastest way to make 100K is these days.
So, to my girl, here's to you for not being a gold digger and I'm sure we can find you a better financial adviser on yelp or something.
xoxo
Jess
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fuck what the advisor says! we wasted money on one last summer for my clothing company that i co-own..a bunch of dont do this and that for this x amount of time, wouldnt see profit for this amount of time, blah, blah..now 17months in, we are doing everything he said not to do, expanding and just fine! def dont listen to her about the before 30 thing..ummm, how many retard issues did i have in my 20's? LOL! broke, maniping and wounded? ha, well if my ass was able to buy a condo by 30, in Jack London Square of all places, she will be fine. a focused female is a scary thing!
ReplyDeleteglad your doing great it seems! proud of you! always wonder if ima going to see you one day in this little ass city! and oh, its baking soda ;-)